Personal Finance
UndergraduateUSA-BANK10102024
Course information for 2024 intake View information for 2025 course intake
Take control of your personal finances. Cover statements, budgeting, taxes, insurance, and even how to make decisions in borrowing, investments and credit. Get hands-on experience with financial tools to manage your wealth.
Enrolments for this course are closed, but you may have other options to start studying now. Book a consultation to learn more.
- Study method
- 100% online
- Assessments
- 100% online
- Entry requirements
- No ATAR needed, No prior study
- Duration
- 10 weeks
- Loan available
- FEE-HELP available
Personal Finance
About this subject
By the end of this 10-week course, you’ll be able to:
- Demonstrate proficiency in the application of time value of money concepts and methods to personal financial management decisions
- Evaluate borrowing and personal investment alternatives and their implications for the accumulation of personal wealth
- Formulate and use personal financial budgets as devices for the planning and control of personal finances
- Explain fundamental concepts related to risk and return and their relevance to personal investment planning and financial management decisions.
- Demonstrate Business Enterprise Skills in the context of the Financial Planning discipline: i) Self Management (foundation level); and ii) Problem Solving (foundation level).
- Personal Financial Decision Making – Processes, Tools and Techniques
- Creating Personal Financial Budgets and Financial Plans – Taking Control
- Bringing the Expected and the Unexpected into Personal Financial Plans – Income Taxes and Personal Insurance – Part 1
- Bringing the Expected and the Unexpected into Personal Financial Plans –Income Taxes and Personal Insurance – Part 2
- Consumer Credit – Common Alternatives, Characteristics and Pitfalls
- Consumer Credit – Evaluation and Common Applications
- Personal Investment Decisions – Planning, Common Investment Assets, Regulation, Information, Portfolio Construction
- Personal Investment Decisions – Conceptualising Risk and Return, Investing in Shares and other Selected Assets
- Personal Investment Decisions – Assessing and Changing your Portfolio, Behavioural Biases and Errors
- Alternative and Leverages Investment – Products, Risks and Pitfalls
Personal Finance focuses on the idea of personal financial planning as a process; one that evolves over time to improve personal financial outcomes as you progress through different stages in your life.
This course takes a holistic examination of the financial decisions we all face on a daily basis. You’ll explore personal budgeting decisions, income tax obligations, insurance cover, loans and other forms of consumer debt, and investment decisions.
You’ll gain hands-on experience using a set of financial tools that deal with current and future personal cash flows; budgeting, forecasting and planning; borrowing decisions; calculating the effective cost of debt alternatives; and investment and portfolio decisions. UniSA Online’s 10-week short courses give you the flexibility to upskill in a certain area, stay current with developments in your field, diversify your knowledge, or even explore a new direction in your career – without having to commit to the time and cost of a full university degree.
This is a first-year course from UniSA Online’s Bachelor of Business (Financial Planning) degree.
Delivered 100% online, you’ll be able to study where and when it suits you. Access online academic and student support seven days a week, fit study around work and life commitments, view learning resources 24/7, and log in to the interactive online environment anywhere, any time and on any device.
Should your course have an exam it will be scheduled for Australian Central Standard Time or Australian Central Daylight Time, depending on the time of the year.
- Problem Solving Exercise(s) (60%)
- Report (40%)
For textbook details check your university's handbook, website or learning management system (LMS).
The University of South Australia (UniSA) is ranked as one of the best young universities in the world, and is the number one university in Australia for graduate employability. UniSA offers over 200 world-class degrees that are informed by industry and delivered with a highly practical approach to teaching and learning, and is a valuable partner with Open Universities Australia.
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- Times Higher Education Ranking 2024:
- 21
Entry requirements
No entry requirements
Additional requirements
- Other requirements - Students must be aged 17 or older by the time teaching commences for their course of study, in accordance with UniSA’s Selection and entry to programs policy.
Study load
- 0.125 EFTSL
- This is in the range of 10 to 12 hours of study each week.
Equivalent full time study load (EFTSL) is one way to calculate your study load. One (1.0) EFTSL is equivalent to a full-time study load for one year.
Find out more information on Commonwealth Loans to understand what this means to your eligibility for financial support.
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